Terms of Service

1. Acceptance of Terms

By downloading, installing, or using GOLDCOI ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

We reserve the right to modify these Terms at any time. Your continued use of the App after any changes constitutes your acceptance of the new Terms.

2. Description of Service

GOLDCOI is an iOS application designed to help users track and manage their gold investment portfolios. The App provides:

• Portfolio tracking and management tools
• Real-time gold market price information
• Investment goal tracking and analytics
• Calculation tools for investment decisions
• Data export functionality

All data entered into the App is stored locally on your device. We do not collect, transmit, or store your information on external servers.

3. User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your device and any access credentials
• Ensuring the accuracy of information you enter into the App
• Backing up your data regularly using the export functionality
• Using the App in compliance with all applicable laws and regulations

4. Market Data and Pricing

The App provides gold market price information from third-party data sources. We strive to provide accurate and up-to-date information, but:

• We do not guarantee the accuracy, completeness, or timeliness of market data
• Market prices are provided for informational purposes only
• You should verify current prices before making investment decisions
• We are not responsible for any losses resulting from reliance on market data provided by the App

5. Privacy and Data Storage

GOLDCOI is designed with privacy in mind:

• All data is stored locally on your device
• We do not collect, transmit, or store your personal or financial information
• The App only requires internet access for fetching gold prices
• You can use the App in demo mode without internet connectivity

For more information about our privacy practices, please review our Privacy Policy.

6. Intellectual Property

The App, including its design, features, and content, is protected by copyright and other intellectual property laws. You may not:

• Copy, modify, or distribute the App without authorization
• Reverse engineer or attempt to extract the source code
• Use the App for any commercial purpose without permission
• Remove or alter any copyright or proprietary notices

7. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability of information

We do not warrant that the App will be uninterrupted, error-free, or secure.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, data, or other intangible losses
• Investment decisions made based on information provided by the App
• Loss of data due to device failure or other circumstances beyond our control

Your sole remedy for dissatisfaction with the App is to stop using it.

9. Indemnification

You agree to indemnify and hold harmless GOLDCOI and its developers from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of the App
• Your violation of these Terms
• Your violation of any rights of another party

10. Termination

We reserve the right to terminate or suspend your access to the App at any time, with or without cause or notice, for any reason including:

• Violation of these Terms
• Fraudulent or illegal activity
• Discontinuation of the App

Upon termination, your right to use the App will immediately cease. We are not responsible for any data loss that may occur.

11. Updates and Modifications

We may update or modify the App from time to time. Updates may include:

• New features or functionality
• Bug fixes and performance improvements
• Security enhancements

We are not obligated to provide updates, and some updates may require you to accept new Terms.

12. Third-Party Services

The App may use third-party services for market data and other functionality. We are not responsible for:

• The availability or accuracy of third-party services
• The content or practices of third-party services
• Any issues arising from your use of third-party services

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

14. Contact Information

If you have any questions about these Terms, please contact us:

• Email: [email protected]
• Support: [email protected]
• Contact Page: Contact Us

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms constitute the entire agreement between you and GOLDCOI regarding the use of the App and supersede all prior agreements and understandings.